Income tax calculator
India: uses Indian rules and rupees
See your tax under both regimes side by side and find out which one saves you more.
Runs entirely in your browser. Nothing you type is sent anywhere.
Deductions (count only in the old regime)
Up to ₹1,50,000.
Up to ₹25,000 for your family (₹50,000 if you’re 60+), plus up to ₹50,000 for senior citizen parents.
Work it out with the HRA exemption calculator.
Total old regime deductions, including standard deduction:
New regime—
Old regime—
| New | Old |
|---|
For tax year 2026-27 (April 2026 to March 2027). Covers salary, pension and other regular income; capital gains and lottery winnings are taxed at special rates and aren’t included. The new Income-tax Act, 2025 renumbered the sections; the familiar old names are used here. This is an estimate, not tax advice.
How to use the income tax calculator
New regime slabs for 2026-27: nil up to ₹4 lakh, 5% to ₹8 lakh, 10% to ₹12 lakh, 15% to ₹16 lakh, 20% to ₹20 lakh, 25% to ₹24 lakh and 30% above. A rebate makes income up to ₹12 lakh tax-free (₹12.75 lakh for salaried people, after the ₹75,000 standard deduction). The old regime keeps slabs of 5%, 20% and 30% with most deductions.
- Choose your age group and whether you’re salaried.
- Enter your yearly salary and any other income.
- Fill in your deductions. They only reduce tax in the old regime.
- Compare the two totals. The tool tells you which regime saves more.
Understanding your result
The tool shows tax under both regimes, including surcharge and 4% health and education cess, and highlights the lower one. It is an estimate for resident individuals using the 2026-27 slabs; special income such as capital gains is taxed under its own rules. Your final tax is what you work out when filing your return.
Sources
Sources checked on 9 October 2026. Formulas and thresholds are used as published; the wording on this page is our own.