Amount in words: lakh, crore and writing a cheque
Updated: 14 November 2026
Open the number to words converter
Writing an amount in words in India uses lakh and crore, not million and billion. Digits are grouped in threes for the last three, then in twos: 1,25,00,000. That is one crore twenty-five lakh, the same number as 12.5 million.
Quick answer
- 1 lakh = 1,00,000 (one hundred thousand). 1 crore = 1,00,00,000 (ten million).
- ₹1,25,00,000 in words: Rupees One crore twenty-five lakh only.
- ₹10,50,075 in words: Rupees Ten lakh fifty thousand seventy-five only.
- Paise come after “and”: ₹45,678.50 is Rupees Forty-five thousand six hundred seventy-eight and fifty paise only.
Indian and international grouping
| Indian | Words | International |
|---|---|---|
| 1,00,000 | One lakh | 100,000 (one hundred thousand) |
| 10,00,000 | Ten lakh | 1,000,000 (one million) |
| 1,00,00,000 | One crore | 10,000,000 (ten million) |
| 100,00,00,000 | One hundred crore | 1,000,000,000 (one billion) |
Ten lakh is a million, and one hundred crore is a billion. The number to words tool shows both systems side by side.
Writing a cheque
- Start with “Rupees” and end with “only”, so nothing can be added after the words.
- Write the words close to the start of the line and draw a line through any space left.
- The words and the figures must match. If they do not, the bank may return the cheque.
- Paise are written after “and”, for example “and fifty paise only”.
On invoices and receipts
Many invoices and receipts show the total in words below the figures. The site’s GST invoice generator and payment receipt generator make the PDF; copy the words from the converter if your format needs them. See how to create a GST invoice.
How to use the converter
- Type or paste the number. Commas are ignored.
- Choose the currency wording you need.
- Copy the words for your cheque, invoice or form.
Limits
The words follow common Indian banking practice. A bank or office may ask for a specific format; follow it.
Sources
- Number to words: Indian and international grouping, cheque wording with “only”
- GST invoice generator, for invoices that show the total in words
If this page and the official notice disagree, follow the notice.
FAQ
How do I write 1,25,00,000 in words?
How many lakh make a million?
Why write “only” on a cheque?
How do I write paise in words?
What is 100 crore in billion?
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